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Abstract

Sunil Abraham will give a talk on his paper titled “Unified Payments Interface: Towards Greater Cybersovereignty” (ORF Issue Brief, No. 380, July 2020). The paper analyses India’s experience in setting up the Unified Payments Interface (UPI) and outlines lessons that can be emulated by other countries aiming to provide affordable, ubiquitous and quality digital payment services to their public. The paper argues that the interventionist approach and public-private partnerships fostered by the Indian government have paid off, though there are course corrections required to protect the UPI ecosystem.

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